Quick answer
Xero in Australia costs $37 a month for Ignite, $78 for Grow and $107 for Comprehensive, with Ultimate plans from $143 to $300 and Ultra at $500. Prices include GST. New customers get 80% off for the first 3 months, or one month free. Checked 11 November 2026.
How we compared: every price and plan limit on this page was read from the vendor’s own Australian pricing page on 11 November 2026. We have not run hands-on tests of these products for this article, so we do not describe how they feel to use. Rules come from the ATO. This is general information, not tax or financial advice. See our editorial policy.
How much does Xero cost in Australia?
Xero has three everyday plans, then larger Ultimate and Ultra plans. All prices are per month and include GST, as shown on Xero’s Australian pricing page.
| Best for | Software | From (per month) |
|---|---|---|
| Up to 20 invoices a month, 1 payroll person | Xero Ignite | $37 |
| Automated bill entry, payroll for 2 people | Xero Grow | $78 |
| Payroll for 5 people, multiple currencies | Xero Comprehensive | $107 |
| Larger teams, from 10 employees | Xero Ultimate 10 | $143 |
| Plan | Price per month | Per year | What the page lists |
|---|---|---|---|
| Ignite | $37 | $444 | Up to 20 invoices a month, 5 bills, payroll for 1, 30-day cash flow forecast |
| Grow | $78 | $936 | Payroll for 2, expense claims for 1 user, 60-day forecast |
| Comprehensive | $107 | $1,284 | Payroll for 5, expense claims for 5 users, 90-day forecast, multiple currencies |
| Ultimate 10 | $143 | $1,716 | Payroll for 10 |
| Ultimate 20 | $180 | $2,160 | Larger payroll headcount |
| Ultimate 50 | $250 | $3,000 | Larger payroll headcount |
| Ultimate 100 | $300 | $3,600 | Larger payroll headcount |
| Ultra | $500 | $6,000 | Top of the range |
What does Xero cost in the first year?
| Plan | Offer shown | First year | Year two (list price) |
|---|---|---|---|
| Ignite | 80% off first 3 months ($7.40) | $355.20 | $444 |
| Grow | 80% off first 3 months ($15.60) | $748.80 | $936 |
| Comprehensive | 80% off first 3 months ($21.40) | $1,027.20 | $1,284 |
The gap between year one and year two is the number to plan for. On Ignite it is $88.80 more in year two, and on Grow it is $187.20 more.
What costs extra on Xero?
- Expense claims users: extra users are $5 each beyond the number included.
- Project users: extra users are $7 each.
- Bill payments: $0.35 for each payment beyond the number included in your plan.
Which Xero plan do you need?
- Under 20 invoices a month and no staff: Ignite at $37.
- More than 20 invoices, or you want automated bill entry: Grow at $78, which is $41 more a month.
- Several staff or multiple currencies: Comprehensive at $107, with payroll for 5 people.
- 10 or more employees: an Ultimate plan, from $143 to $300 depending on headcount.
Compare Xero with the alternatives in our Xero vs MYOB and Xero vs QuickBooks guides, or see the small business roundup.
Do you need Xero if you are not registered for GST?
The ATO says a business must register for GST at $75,000 of GST turnover, and below that it is optional. If you are not registered, you may not need BAS features yet. Whatever you choose, check your invoices against the ATO’s tax invoice rules.
How do you test Xero before paying?
- Use the one-month-free option or the 80% discount, not both.
- Connect your real bank account and check bank feeds and matching.
- Send a test invoice and compare it with the ATO list.
- Write down the price after the offer and set a reminder.
Frequently asked questions
How much does Xero cost per month in Australia?
Xero’s Australian page lists Ignite at $37, Grow at $78 and Comprehensive at $107 a month, with Ultimate plans from $143 to $300 and Ultra at $500. Prices include GST per Xero’s page. New customers can get 80% off for the first 3 months.
Does Xero include GST in its prices?
Yes. Xero’s Australian pricing page states that its prices include GST. If you are GST-registered you can generally claim GST credits on your subscription, so confirm with your accountant.
How many invoices can I send on Xero Ignite?
Xero’s page says Ignite covers up to 20 invoices a month, 5 bills entered, payroll for 1 person and a 30-day cash flow forecast. If you send more invoices, price Grow at $78 a month.
What are the extra costs on Xero?
Xero lists extra expense claims users at $5 each, extra project users at $7 each and bill payments at $0.35 beyond the number included in your plan. These come on top of the plan price, so add them to your estimate.
Is there a Xero free trial?
Xero offers a one-month-free option as an alternative to 80% off for the first 3 months. Pick one at sign-up, and write down the price that applies after the offer ends.
Can I change or cancel my Xero plan?
Xero’s pages say you can cancel with one month’s notice and move to a cheaper plan one month after upgrading. Export your records before you leave.
Update log: 11 November 2026. Prices and plan limits rechecked against each vendor’s Australian pages. Next check: December 2026.
Sources: Xero Australia pricing, ATO: registering for GST, ATO: tax invoices. Prices checked 11 November 2026.